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Naija Smart Checkout Free for merchants

Get paid without ten messages about delivery.

Send one checkout link. Your customer confirms where to deliver, sees the right delivery fee straight away (free, flat or by road distance) and pays you on the spot. The checkout big online stores have, made for sellers who close the sale in the chat.

Get started See it in action

The problem

“How much is delivery?” shouldn't take ten messages.

Your customer asks. You guess. Either they say it's too much, or your rider loses money on the trip. Smart Checkout ends the guessing: your customer adds where to deliver, and the right fee appears before they pay.

Example amounts. You set your own fees in Setup.

The checkout

From chat to paid, in one link.

A restaurant sends the link. The customer adds where to deliver, sees the fee and pays. Tap a step to jump to it.

Pricing

You only pay when your customer pays.

No setup fee and no monthly fee. When a customer pays, Paystack splits the money: your share goes straight to your bank account, and PinAm keeps a small fee. Card and transfer charges come out of PinAm's fee, not yours.

  • Your share settles to the bank account you add in Setup
  • Every order shows exactly what you receive
  • You see your fee before payments switch on for your business

Example payment

₦9,300

You receive
₦8,921
PinAm fee, card charges included
₦379

Illustration only. Your exact fee is shown in Setup before you take your first payment.

In short

Three steps. No training needed.

  1. 1

    Set your delivery rules

    Free delivery, one flat fee, or a price by road distance from your shop. Set it once.

  2. 2

    Send a checkout link

    Add the order and amount, then share the link on WhatsApp, Instagram or SMS.

  3. 3

    Your customer pays

    They confirm their location, see the delivery fee and the total, and pay. You get the order, the location and the money.

What you get

Made for the way you already sell.

  • Fees from the real distance

    Charge by road distance from your shop to your customer's building. No more guessing, no more losing money on far trips.

  • The total before they pay

    Order, delivery and total on one screen. Your customer knows the price before they say yes.

  • Pay in the same link

    Customers pay securely through Paystack right after confirming where to deliver. No account numbers in the chat.

  • Free until they pay

    No setup fee and no monthly fee. We earn only when you do.

Questions

About this service

Anything else? Message us on WhatsApp.

How is the delivery fee worked out?

You choose: free delivery, one flat fee, or a price based on the road distance from your business Digital Postcode to your customer's building.

What does it cost my business?

Nothing to subscribe and nothing monthly. PinAm takes a small fee only when your customer pays. You will see the exact fee before payments switch on for your business.

Can I use it today?

You can subscribe and set up your delivery rules now. Payments are switching on soon, and we will tell you the moment your checkout links can take money.

Does my customer need an app or an account?

No. They open the link in any browser, confirm their building, see the total and pay.

Does PinAm verify where my customer lives?

No. PinAm confirms the delivery location the customer chooses. A Digital Postcode identifies a building; it does not prove identity, ownership or residence.

Works well with

Pair it with another service

Start using Naija Smart Checkout today.

Your customer sees the delivery fee and pays, all in one link.

Get started All services

PinAm confirms the delivery location a customer chooses. It does not verify where anyone lives.